Travel PT/OT Money Talk: Taxes, Home Buying & Knowing How to Navigate

This week on the pod, we're getting real about what travel therapy actually looks like behind the highlight reel. ✨ Kellen checks in from her family's lake house (much needed 🌊) and opens up about the burnout creeping in from outpatient 4x10s — plus the curveballs of trying to buy a home as a travel PT. Chelsea shares why she's feeling more grounded, leaving her PRN OT gig to return to her travel roots, and what a year of PRN taught her about taxes (spoiler: she was setting aside ~20-25% in DE — but every state is different, so do your homework 📚). We also talk: 🏡 Why every travel therapist should consider an LLC 💰 Charging for the value YOU bring ⚖️ The reality of inconsistent gigs + how to plan for it 📖 Financial literacy reads we recommend Books we love for financial + tax literacy: Profit First by Mike Michalowicz — game-changer for managing income with variable pay The Psychology of Money by Morgan Housel — mindset around wealth Tax-Free Wealth by Tom Wheelwright — solid intro to tax strategy I Will Teach You to Be Rich by Ramit Sethi — practical, no-fluff personal finance Profit First for Therapists by Julie Herres — niche but gold for clinicians ⚠️ Friendly reminder: we're therapists, not tax advisors. For the real deep dive — tax home qualifications, state-specific strategy, deductions — book a consult with Travel Tax. Their tax home consultation and tax advisor services are built specifically for travelers like us. Link in bio. 🔗 Tune in wherever you get your podcasts 🎧